How many credit cards is too many? And is there a "right" number for how many credit cards to hold? This is the question we address in today's pull from the Reddit mail-file. Today's caller (let's ...

A Reddit user is wondering if he should close some of his credit cards, but he's not sure how to narrow down the choices. He currently has a total of eight cards, but he wants to have three at most.

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit score is typically calculated from your payment history, credit utilization, credit history and mix and hard inquiries ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

The average American carries four credit cards, but our caller today has eight. Low spending limits aren’t as big a problem as they seem if you pay your credit card bill more often than once a month.

A Reddit user currently has eight credit cards and he wants to go down to three. Normally, closing cards isn’t a great idea, but some of his cards charge high fees with no real benefits. The poster ...