We chose this as the best no-annual-fee business card because of its 1.5% cash-back, flat-rate return. It’s a straightforward choice for many small-business owners.

Looking to rack up cash back on everything you buy? Check out our favorite Chase cards available now to see how you can save.

Chase increased the annual fee on its Sapphire Reserve credit card by 44% – from $550 to $795. The Sapphire Reserve is one of the most popular credit cards among travel and dining enthusiasts.