Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Does Buy Now, Pay Later affect credit score? Learn when BNPL shows up on credit reports and how it may impact your credit ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S. “We created the FICO Score Credit ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...