Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

Mortgages and home equity loans offer financing options for homeowners to buy a home or borrow cash from its equity. Your home secures each loan type. These loans typically have a fixed interest rate ...

Rocket Mortgage (formerly Quicken Loans) is the largest home lender in America, both in terms of dollars lent and number of mortgage originations. It offers cash-out refinancing and traditional home ...

Borrowing from your home equity with a home equity loan can be a cost-effective financial move in most economic climates. But in the economy of April 2025, it's one of the rare ones available. Thanks ...

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated ...

Benefits of a home equity loan include consistent monthly payments, lower interest rates, long repayment timelines and a ...

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Refinancing is the process of changing your home loan or mortgage to new terms, including the interest rate, the loan duration and the loan type. A home equity loan, often called a second mortgage, is ...

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

Also known as the Truth in Lending Act (TILA), Regulation Z was created to protect people from predatory lending practices. It requires lenders to disclose borrowing costs, interest rates and fees ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...