Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

Severely shaken by the financial crisis and ongoing volatile equity markets, Americans are thinking less about a dream retirement and more about meeting basic needs. They especially are asking how to ...

Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with unfamiliar terms and complex strategies, so it’s no wonder many people feel ...

For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

The Federal Employees Retirement System (FERS) provides retirement and disability benefits to eligible workers. If you become disabled, you may be eligible to receive FERS disability retirement ...

When it comes to investing, sometimes the simplest ideas can be the most powerful ones. Successful long-term investors know that the two most important concepts to understand are risk vs. reward and ...

To celebrate my father's 80th birthday, my family rented a lovely farmhouse in Tuscany and spent a week gorging ourselves on epic meals and fine Italian wines. It was a fitting cap to my father's ...

Think you know your stuff when it comes to retirement? Big if true, because according to a recent report, the average U.S. adult cannot pass a short retirement fluency test. TIAA Institute, a think ...

What Are Retirement Plan Forfeitures? A retirement plan forfeiture occurs when an employee loses the rights to some or all of their employer-contributed retirement benefits. Forfeitures typically ...