The Reserve Bank of India (RBI) has announced a significant policy shift, declaring that from January 1, 2026, no prepayment ...

FLRT offers a high 7% yield by investing in non-investment-grade floating-rate loans with a flexible strategy. See why FLRT ...

Choosing between floating and fixed-cum-floating home loans impacts your EMIs and risk. Know how each works, assess rate ...

The Reserve Bank of India (RBI) has issued new directions prohibiting regulated entities from levying pre-payment charges on ...

The Reserve Bank of India (RBI) has announced that the interest rate on its Floating Rate Savings Bonds will remain unchanged ...

RBI has detered banks and other lenders to charge pre-payment penalties on all floating-rate loans and advances, including ...

The RBI said its supervisory reviews have indicated divergent practices amongst regulated entities with regard to levy of pre ...

The move is expected to enhance credit flexibility and encourage competition among lenders. The RBI also directed that ...

Home, auto and corporate loans set to reduce as lenders trim minimum interest rate that they are allowed to charge on loans ...

At first glance, the difference seems easy to grasp. Fixed-rate loans offer predictability—monthly EMIs remain unchanged over ...

RBI removes pre-payment charges on individual floating loans, boosting transparency and borrower flexibility from 2026 ...