Firestorms raging across Los Angeles County will test insurance reforms now being implemented throughout California.

Rows of cars at a dealership, blasted by flames, looked like they had been bombed. A man wearing a mask walked by debris of a neighborhood destroyed. A couple, arms around each other, looked at what was left of their smoldering home. A statue of a human, without a head, lay on a street.

Past California fires have been much bigger than the ones burning Wednesday, but the damages will add up in Southern California.