Parent PLUS Loans are being significantly capped and benefits changed. Private loans may be better for borrowers after 2026. The first option you’ll encounter, possibly on the suggestion of a college ...

When Renee from New Orleans called into The Ramsey Show, she revealed a painful family story: her dad consolidated three Parent PLUS loans — taken out years ago for his daughters' education — and now, ...

James from New York graduated from college nearly a decade ago. But his parents just informed him that they had taken out a parent PLUS loan to help pay for his college tuition — a loan he wasn’t ...

When Julie Wake and her husband put their first three children through college, they encouraged them to prioritize the quality of the education over the price. Money mattered, but each of their ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Ariel Skelley/Getty Images Parents ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Investopedia / Photo Illustration ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...