USDA loan pre-approval provides an accurate idea of the loan size you may qualify for and gives you a competitive advantage ...

Having student loans won’t prevent you from qualifying for a USDA mortgage, but they will count toward your debt-to-income ...

Refinance wait periods vary by loan program, refinance type, and lender. Learn how long you'll need to wait to refinance your ...

Danny Hughes, 24, has owned a 1950s-era brick home on the outskirts of Pittsburgh for one year. He lives there with his new wife, Katelyn, who graduated from high school in 2021.

USDA direct loans are more challenging to qualify for but offer lower monthly costs. USDA guaranteed loans are more widely available but have slightly higher, although still competitive, interest ...

The USDA funding fee comes in two forms: an upfront funding fee of 1% of the total amount borrowed and an annual funding fee of 0.35% of your remaining loan balance. Borrowers who take out a home loan ...

Homebuyers using FHA loans will soon be able to use roommate and boarder income to qualify when they meet certain guidelines. Starting March 2025, eligible homebuyers can start using income from ...

Seller concessions can be used to cover your out-of-pocket closing costs, with the USDA setting the maximum contribution ...