USDA loan pre-approval provides an accurate idea of the loan size you may qualify for and gives you a competitive advantage ...

Having student loans won’t prevent you from qualifying for a USDA mortgage, but they will count toward your debt-to-income ...

Danny Hughes, 24, has owned a 1950s-era brick home on the outskirts of Pittsburgh for one year. He lives there with his new wife, Katelyn, who graduated from high school in 2021.

Homeowners may need to wait up to 12 months before refinancing a government-backed mortgage or cash-out refinance. Some refinances are available right away for homeowners who can benefit from its ...

Seller concessions can be used to cover your out-of-pocket closing costs, with the USDA setting the maximum contribution ...

If you’re looking for an affordable option beyond a traditional site-built home, an FHA loan on a manufactured home could be the key to achieving your homeownership dreams. Purchasing a mobile home ...

FHA recently announced a change to its boarder rental income guidelines, and it could mean expanded affordability for ...

Single homebuyers have an uphill battle as home affordability deteriorates. But single-income buyers can still afford to buy if they plan ahead and get creative. More than two-thirds of people who buy ...