Whole life insurance might be a worthwhile investment if you've already maxed out your retirement accounts and have a diversified portfolio, but only if you need permanent life insurance coverage.

Long-term care riders are policy additions that can pay for assisted living expenses, such as caregivers or nursing homes. With the rising cost of long-term care insurance, riders can provide crucial, ...

Life insurance companies use medical exams, like blood tests, to check for disease and drug use when you apply for coverage. The results of the exam can affect your rates.