Fed rate cuts have made home equity loans affordable. Here's how much a $40,000 home equity loan costs monthly now.

The average mortgage rate on a 30-year term is 6.12% as of December 15, 2025, according to Zillow. That's a slight bump up ...

Many Americans who own their properties are looking for the best rates and any savings they can get, a new CNBC report ...

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are ...

FHA loans are insured by the federal government and financed through lenders that sell the loans into securities guaranteed ...

Current homeowners are turning to government FHA loans, which offer lower interest rates, to find savings, as conventional ...

The rate on a 30-year fixed refinance climbed to 6.42% today, according to the Mortgage Research Center. Rates averaged 5.43% ...

When refinancing, lenders want to hear your goals clearly. Be ready to explain whether you want lower payments, cash out or a new loan type.

NRMLA sent HUD and FHA a detailed letter urging lower upfront MIP, HMBS index changes and new liquidity options for reverse ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

The current mortgage rate on a 30-year fixed mortgage rose by 0.57% in the last week to 6.23%, according to the Mortgage ...