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❓Bank or mortgage broker—which is the better choice? The answer depends on your situation. If your finances are straightforward, a bank may be a good fit. But if you want more loan options, competitive rates, or have a unique income situation, working with a mortgage broker can open more doors. Which would you choose—a bank or a broker? Let us know in the comments, or send us a message if you'd like help finding the right loan for your situation. #bankloan #mortgagebrokers #homebuying #BrokersAr
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🏦 Self-Employed? Business Owner? You DON’T need tax returns to buy a home. If your income doesn’t look “perfect on paper,” a Bank Statement Loan might be your way in 👇 💡 Here’s how it works: ✅ Qualify using 12–24 months of bank statements ✅ No tax returns required ✅ Up to 49% debt-to-income allowed ✅ Available for primary homes OR investment properties 📊 What to expect: • Credit Score: ~700 • Down Payment: 20% (1–2 units) | 25% (3 units) • Closing Costs: 5%–7% • Reserves: 3 months required ⚠
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